Downpayment Assistance Program

Have you always wanted to purchase your own home, but have never been able to come up with sufficient funds for a down payment?

We've got you covered! We’ll help you find grants and assistance programs from all over the state that’ll aid you in finding and purchasing your dream home in Florida.

What's a Downpayment Assistance Program?

A DPA program is any form financial aid that’s designed to reduce or eliminate the down payment that you usually need to submit when taking out a mortgage to purchase a house. There are two major types of DPA grants that you can look into...

Interest Free DPA (DownPayment Assistance)

This is a forgivable, deferred, 5 to 30 year 0% interest, no payment silent second, up to $75,000.00. Forgivable between 10 and 20 years. It’s designed to assist buyers with not only Down Payment but Closing costs as well. Restrictions apply but you don’t have to spend years saving up a large lump-sum payment before you start looking for a house.

Conditional DPA Grants

This is actually a type of second mortgage that you won’t have to pay back as long as you meet the terms of your home-buyer agreement, which will demand that you live in the home and keep it as your primary residence for a set period that’s determined by the individual program. At the end of the term of the first mortgage it becomes due (usually after thirty years). You make no payments and there is no interest.


How it works

Submit your Grant
Search Information
Purchase Your
Preferred Plan
View Grants available
for you. Get started now!

We keep track of and help you find DPA listings in your city or your county to get you the financial help you need to become a homeowner. You’ll have access to…

  • State, Federal, and Private grants in your local area
  • Guidelines, Income Charts, and Applications where applicable
  • Grants that work for borrowers with different levels of income
  • Grants that work with FHA/Conventional/VA and USDA type loans
  • and Census tract specific/Teacher next door programs

Besides that, we want to make sure that you’re well informed about all your options and how you can ensure that your experience will be a long-term success, so we’ll help you find HUD certified housing counselors and HUD certified homebuyer workshops in your area at no charge!