Down Payment Resources

Are you one of the thousands of Americans that are looking to buy for their first home today, but you just don’t know how you’re going to come up with the money for a down payment or closing costs?

Don’t worry! You can get assistance from the government, Foundations, local nonprofits or lenders with specific CRA portfolio products to help you get over that hurdle and move in sooner rather than later! There are a variety of valuable down payment resources from loans to free conditional mortgage grants that you can take advantage of to get you under your very own roof!

Where Can I Get Help With My Down Payment?

There is a variety of resources available to first-time homebuyers, low and medium-income families, and a few special groups like veterans that can aid you in putting together the funds you need to get your dream home.


County Finance Authorities - Several county finance authorities in Florida have their own DPA programs, including Miami-Dade, Broward, Palm Beach, and others

Florida Housing Finance Corporation - This organization’s SHIP program provides down payment assistance for low and moderate-income families

Fannie Mae and FHA Assistance Programs - These are Federal programs

Special Programs

Good Neighbor Next Door Programs - If you’re a teacher, a firefighter, or a paramedic, you might qualify for special assistance or discount programs

VA Loans - Current or former members of the military qualify for unique VA loans that waive down payments.

How it works

Submit your Grant
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Our service will provide you with DPA listings that match your needs all over the state. We’ll help you find everything you need to make an informed decision, including

● State, Federal, and Private grants in your local area
● Guidelines, Income Charts, and Applications where applicable
● Grants that work for borrowers with different levels of income
● Grants that work with FHA/Conventional/VA and USDA type loans.
● and Census tract specific/Teacher next door programs.

In addition, we’ll help you find HUD certified housing counselors and HUD certified homebuyer workshops in your area for FREE!