Don’t worry! You can get assistance from the government, Foundations, local nonprofits or lenders with specific CRA portfolio products to help you get over that hurdle and move in sooner rather than later! There are a variety of valuable down payment resources from loans to free conditional mortgage grants that you can take advantage of to get you under your very own roof!
There is a variety of resources available to first-time homebuyers, low and medium-income families, and a few special groups like veterans that can aid you in putting together the funds you need to get your dream home.
County Finance Authorities - Several county finance authorities in Florida have their own DPA programs, including Miami-Dade, Broward, Palm Beach, and othersFlorida Housing Finance Corporation - This organization’s SHIP program provides down payment assistance for low and moderate-income familiesFannie Mae and FHA Assistance Programs - These are Federal programs
Good Neighbor Next Door Programs - If you’re a teacher, a firefighter, or a paramedic, you might qualify for special assistance or discount programs
VA Loans - Current or former members of the military qualify for unique VA loans that waive down payments.