FHA Down Payment

Are you part of the workforce with a household income that pays the bills but leaves little to save? Always wanted to own a home?

We can help you find a reduced down payment program with an FHA loan, or show you other housing grant options that can make it possible for your home-owning dreams to become a reality!

What’s an FHA Down Payment?

Normal mortgage loans usually require you to submit a down payment of at least 20% of the value of the home’s sale price. While you can go below that if you also buy special mortgage insurance for the bank, you’re generally left with a big lump sum that you need to come up with before you can even think about buying a home.

Even in relatively low-cost areas this requires most home buyers to come up with tens of thousands of dollars, which is understandably a burden. On top of that, many first-time home buyers also have college-debts and suffer from underemployment in uncertain job markets.

In order to help, the government’s FHA program issues home loans that require a down payment that’s only equal to 3.5% of the home’s sale price and requires none of it to be your own funds. It may all be a gift or Mortgage Grant. This drastically lowers the barrier to getting that all-important mortgage loan, so that you don’t have to spend years saving money before putting an offer on a house.

That’s where we come in. Our service is designed to provide you with all the information that you need to get started.

How it works

Submit your Grant
Search Information
Purchase Your
Preferred Plan
View Grants available
for you. Get started now!

Finding the Right Mortgage Assistance for You 

We’ll get you information on all the grants that are available in your area, so you can pick out the ones that best suit your particular situation. FHA down payment support is great, but there's even more to find, from other down payment assistance programs, to special loan programs and other mortgage grants!

● State, Federal, and Private grants in your local area
● Guidelines, Income Charts, and Applications where applicable
● Grants that work for borrowers with different levels of income
● Grants that work with FHA/Conventional/VA and USDA type loans.
● and Census tract specific/Teacher next door programs.

In addition, we’ll help you find HUD certified housing counselors and HUD certified homebuyer workshops in your area for FREE!