Have you always wanted to own a home, but haven’t gone for it because you weren’t able to finance a mortgage?
We can help you change that! With our help you’ll be able to find grants and assistance programs from all over the state that’ll aid you in finding and purchasing your dream home in California.
What's a First Time Homebuyer Program?
A First Time Homebuyer program is any assistance program that helps people buy a primary residence, usually their first house. Most of these are administered by the federal, state, or local governments, or by non-profit organizations in California.
The type of aid that they provide varies from low or interest-free loans, to direct financial help with down payments or mortgage payments, to financial aid to help people install energy-efficient utilities.
Different types of first time homebuyer programs help different groups of prospective buyers. For example, members of the military and veterans can apply for the VA loan program, which provides reduced interest rates, requires no down payments, and provides many other great benefits.
Other great programs include:
- Good Neighbor Next Door - Provides loans to teachers, police officers, and firefighters, and emergency medical professionals in low income areas
- Agriculture Rural Development Housing & Community Facilities - Provides assistance to low income buyers in rural areas
- HOME - Provides assistance to low income families with an income under 60% of the local adjusted median income
We'll help you find these and other grants that you might be able to use, and assist you in choosing the one that's best suited to your situation.