Have you always wanted to own your own Florida home, but have never been able to come up with sufficient funds to finance a mortgage?
We can help! We’ll assist you in finding Down Payment Assistance programs all over the Florida that’ll help you find and purchase your dream home.
What's a First Time Homebuyer Program?
Florida First Time Home buyer programs provide financial assistance for people to buy a primary residence, usually their first house. Most of these are administered by the federal, state, or local governments, or by non-profit organizations.
The type of aid that's provided is different depending on the organization that's sponsoring it, and it can vary from low or interest-free loans, to direct financial help with down payments or mortgage payments, to financial aid to help people install energy-efficient utilities.
What if I'm a First Time Home Buyer in Florida?
Florida residents also have access to other types of programs are also available to specific types of prospective buyers. For example, members of the military and veterans can apply for the VA loan program, which provides reduced interest rates, requires no down payments, and provides many other great benefits.
Other great programs include:
- Good Neighbor Next Door - Provides loans to teachers, police officers, and firefighters, and emergency medical professionals in low income areas
- Agriculture Rural Development Housing & Community Facilities - Provides assistance to low income buyers in rural areas
- HOME - Provides assistance to low income families with an income under 60% of the local adjusted median income
We'll help you find these and other, similar grants that you might be able to use, and assist you in choosing the perfect one for you.
How Can I get Access To Florida First Time Home Buyer Grants?
To find individual grants you would typically have to inquire with the specific agencies that issue them, like HUD, the state government, local city or county governments, or individual non-profit organizations that offer these programs. Many realtors aren't very well informed about the specific opportunities in their local area, but they'll often be able to help with larger programs like FHA loans.
At Mortgage Grants we gather information about all the grants available in your area, so you can easily get a good overview of what's available to you and how to get access.