Grant up to
First Time Homebuyer?
Credit Score Required?
Forgivable Terms?
Single Family, Condominium, Town House, Multi Family / Duplex / Triplex
Eligible Housing Type
The program provides purchase assistance to qualified first-time buyers, in the form of a loan for down payment, closing costs and eligible rehabilitation expenses (if the rehab costs are in combination with SHIP down payment/closing cost assistance). The loan will be secured by a zero interest, deferred payment second mortgage on the property that is forgiven provided the buyer occupies the property as their primary residence for 20 years. Buyers must be able to qualify for a first mortgage that meets our criteria from an insured mortgage lender.
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