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This program is meant for eligible First Time Homebuyers who have found a home to purchase, but may not be able to afford some repairs. Eligible costs under this strategy may include but are not limited to down payment and closing costs on the first mortgage and repairs needed to make the unit habitable. Eligible properties include existing homes which need rehabilitation. Rehabilitation is defined as the repairs or improvements needed for safe and sanitary habitation, and/or correction of substantial code violations.