Debt management is complicated, and requires clear thinking and, often, help from a professional. Even if you’re not in serious trouble yet, you’ll know that your debt burden is getting out of control if you’re spending a serious amount of money combating interest payments without being able to seriously dent the principal anymore.
Homeownership is quite possibly the oldest “American Dream” with one 2013 survey reporting 76% of respondents believe that owning a home is key to being condsidered middle class.
The biggest concern for many homebuyers is their budget and the affordability of homes that they’re looking at. Fortunately, a lot of resources exist to provide financial assistance low and middle-income homebuyers. As a realtor, being aware of and educated about these opportunities in your local area can help you make the difference both for yourself and for your clients.

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